How to Link Credit Card with UPI: With the changing times, digitalization has increased very fast in the country. Nowadays people do not like to carry cash. Through the Unified Payment Interface, they can easily make payments in just a few minutes. Along with UPI, the use of credit cards has also increased very fast nowadays. There was a time when credit cards could be used only through POS machines, but now you can use it through UPI as well. Recently, to increase the use of UPI, the National Payments Corporation of India has also given the facility to link UPI with credit cards.
This will lead to an increase in the use of both UPI and credit cards. Along with this, customers will also get the facility of shopping in case of no money in the account. If you also want to make UPI payment through credit card by taking advantage of this facility, then you can link UPI with credit card instantly. Let us know about its step by step process-
Process to link credit card with UPI-
First of all, it is important to check whether your credit card can be linked through UPI or not. Like you can easily link the credit cards of ICICI Bank and Punjab National Bank with UPI. Apart from this, also know that the further process is the same as linking the debit card. Let us know about its method-
- First of all open your UPI app.
- After that you select the Card option.
- After that go to the Add Card option next.
- After this, further fill all the details of your credit card.
- After this, an OTP will come on your registered mobile number which you need to enter.
- Your card will be verified. After this, while making the payment, you will also see the option of credit card in UPI.
Will get the benefit of cashback-
Let us tell you that by linking UPI with credit card, you get many benefits. The biggest advantage in this is that if you do not have money in your savings account, then only you can shop through credit card. Apart from this, you can get the benefit of reward points and cashback on using the credit card. Along with this, you can also get the benefit of extra discount on online shopping or filling the petrol pump.
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