If you want an annual income of Rs 36,000 till the age of 100, then invest in this scheme of LIC!


LIC Jeevan Umang Policy: Life Insurance Corporation of India Life Insurance Corporation of India, the country’s largest and oldest insurance company, has crores of policyholders across the country. The company keeps on coming up with schemes from time to time for every section of the country. If you want to secure your old age, then you can avail pension in old age by investing in LIC Jeevan Umang Policy.

The special thing about this scheme is that in this you can get the benefit of the policy till the age of 100 years. If you also want to get a return of Rs 36,000 annually in less investment, then you can invest in LIC Jeevan Umang Policy. Let us give you information about the details of this policy of LIC-

What is LIC’s Jeevan Umang policy?
Let us tell you that Jeevan Umang Policy is a special endowment plan, in which you get insurance cover as well as a fixed income after a few years of investment, which is like a pension. People between the age of 90 days to 55 years can invest in this scheme. If a policyholder dies before the maturity of the policy, then his family members or nominee will get a lump sum amount.

Benefit of tax exemption will be available on investment in the scheme
If you are a salaried person and your income falls in the tax slab, then in such a situation, you get a deduction of Rs 1.5 lakh under section 80C of income tax. In this policy, you get a sum assured of Rs 2 lakh. Keep in mind that you can buy this policy for 15 years, 20 years, 25 years and up to 30 years.

In this way you will get a pension of Rs 36,000

Let us tell you that in this scheme, you get a fixed income every year for the amount of time you buy the scheme according to your need. You can get this income till the age of 100 years. In this, you get 8% of the plan taken on the basis of sadhna.

If a person buys this scheme at the age of 26 with a sum assured of Rs 4.5 lakh for 30 years, then he starts getting 8% of the invested amount i.e. Rs 36,000 as annual income from the 31st year. This return can be available till the age of 100 years. At the same time, the premium of every year is received in a lump sum in the 30th year.

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