Gram Sumangal Rural Postal Life Insurance Scheme: If you are planning to make your investment in the post office, then this news will prove to be useful for you. Let us tell you that the post office is running many types of savings schemes. There are many such schemes included in this, in which you get great returns on investing.
If you are living in rural area. So money can invest in this scheme of post office. The name of this post office scheme is Gram Sumangal Rural Postal Life Insurance Scheme. Gram Sumangal Gramin Dak Life Insurance Scheme (Gram Sumangal Scheme Details) is a money back plan of the post office.
Invest Rs 170 per day
Let us tell you that in this scheme, by saving Rs 170 per day, you can get a better return of up to Rs 19 lakh. This is the most profitable investment plan of the post office. In this scheme, you will have to invest only Rs 170 per day and on maturity you will get a fund of Rs 19 lakh.
Here are the benefits
This scheme can be taken for 15 years and 20 years. The age limit for taking the policy of Gram Sumangal Yojana is from 19 years to 45 years. Any Indian citizen can take advantage of this. In this scheme, on the survival of the policyholder, the benefit of money back with complete protection is available. The amount you put in will be fully refunded. On the other hand, in the Gram Sumangal scheme, the policyholder gets a bonus on maturity.
Sum Assured of Rs 10 lakh
Under this policy, you get a sum assured of Rs 10 lakh. At the same time, on the survival of the person during the policy, he gets a money back of up to 20 percent on 6 years, 9 years and 12 years. After this, along with the bonus on maturity, you also get the remaining 40 percent money.
If we talk about the bonus benefit, then the bonus amount will be Rs 6.75 lakh for the premium term of 15 years. If the premium term is 20 years, then the bonus amount will be Rs 9 lakh. In this, the sum assured is Rs 10 lakh, so after 15 years the total benefit will be Rs 16.75 lakh. After 20 years, the total maturity amount will be Rs 19 lakh.
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