Money transferred to wrong account through UPI? Do not worry, know how to get the money back

Wrong UPI Transactions: Unified Payment Interface ie UPI has become a very popular way of transferring money nowadays. With increasing digitalisation, nowadays it has become very easy to transfer money from one account to another. You will not even need a credit and debit card to pay someone’s fee through UPI. You can do this work only with your mobile number. During the Corona period, the number of people using UPI has increased rapidly. Nowadays people can easily transfer money through UPI apps like Google Pay, Phone Pe, Paytm etc. But many times while transferring money from UPI, money goes to the wrong account. In such a situation, you do not need to worry. You can get your money back by following some easy steps.

What does the law of BHIM say?
According to the rules of BHIM, if a person has transferred money from BHIM UPI app to someone else’s account, then he cannot get his money again. For this, you have to request the receiver to transfer your money again. In such a situation, if you transfer money to someone from Bhima app, then in such a situation it is very important to check all the details. Transfer money only after checking all the details of the receiver of the money. This will save you from big losses later.

Where to file complaint?
Keep in mind that even though you can get your money again at the mercy of the person receiving the money, but you can definitely file a complaint about it. Transfer your money from apps like Google Pay, Phone Pay, Paytm, Bharat Pay etc. to their support system and register your complaint. Apart from this, BHIM App users can also register their complaints by visiting their toll free helpline number 18001201740.

Give information to the bank as well
If your money has been transferred to the wrong account, then take a screenshot of that account number immediately. After this, you contact the bank in whose bank account the money has gone. After this, if you want, you can also have a meeting with the bank manager. After this, banks can help you so that you get your money back. Keep in mind that the sooner you give the details to the bank, the more are the chances of getting the money back.

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