Pradhan Mantri Jan Dhan Account: The Modi government started the Pradhan Mantri Jan Dhan Yojana in the year 2014 to connect the poor people of the country with the banking system. Through this scheme, the government has connected the poor and rural section of the country with the bank. Under this scheme, you can open an account in any bank even on zero balance. According to the data released by the government, so far 46.95 crore people have opened accounts in banks under this scheme. Through this scheme, the government has not only connected the people with the banking system but has also provided them financial security. If you are a beneficiary of PM Jan Dhan Account, then you can get full benefit of Rs 1.30 lakh through this account. Let’s know its details-
How will you get the benefit of Rs 1.30 lakh-
The government gives the benefit of accident insurance and general insurance of Rs 1 lakh to every Jan Dhan account holders. In this, Rs 1 lakh accidental insurance and 30,000 life insurance cover is available. If an account holder dies in an accident, his family gets an insurance cover of Rs 1 lakh. With this, an insurance cover of Rs 30,000 is available in case of death under normal circumstances.
Many benefits are available on Jan Dhan account-
Account holders get many benefits on Jan Dhan account. You do not have to worry about maintaining a minimum balance in this account. With this, any person above 10 years of age can open this account. Along with this you get a debit card of Rupay. If you want, you can also take an overdraft facility of Rs 10,000 on the account in case of emergency.
How to open Jan Dhan account-
- You can open Jan Dhan account in any government bank branch.
- Apart from this, this account can also be opened in a private bank.
- Any other savings account can also be converted into Jan Dhan account.
- To open this account, you have to submit the form by filling your name, age, mobile number, bank branch name, applicant’s address etc. in a form.
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