Senior citizens are getting tremendous interest in these banks, know how you can take advantage

Fixed Deposit Interest Rates For Senior Citizens: The Reserve Bank of India (RBI Bank) has increased the Repo Rate to stop the rising inflation in the country. This increase has increased a total of 6 times since May 2022. In view of this increase, all the banks have increased the rates of Fixed Deposit. In such a situation, senior citizens are also getting the benefit of this increase. Many banks of the country are giving strong returns in a short period to citizens above 60 years of age.

Banks increased the interest rate

All major banks ranging from State Bank of India (SBI), HDFC Bank Limited (HDFC Bank), ICICI Bank (ICICI Bank), have revised the interest rates on fixed deposits. All nationalized banks are giving returns of up to 7.5 – 8 percent on fixed deposits. At the same time, Small Finance Bank (SFB) is giving 9 to 9.5 percent return on fixed deposits. Know how much interest is being received on FD..

state Bank of India

State Bank of India (SBI Bank) is offering an interest rate of 7.5 percent for senior citizens for fixed deposits between 5 years and 10 years. SBI has launched Amrit Kalash Deposit New Fixed Deposit Scheme for a period of 400 days. This scheme is available till March 31, 2023. The interest rate for general investors is 7.10 percent, while senior citizens will get 7.60 percent.


In ICICI Bank, senior citizens are getting an interest rate of 7.50 percent on FD for 5 years to 10 years. This scheme is available till April 7, 2023.

HDFC bank

HDFC Bank has offered Senior Citizen Care FD for senior citizens. The interest rate in this is 7.75 percent, and the tenure will be between 5 years to 10 years. This scheme is available till March 31, 2023. This offer is applicable for deposits of less than Rs 2 crore.


IDBI Bank has increased the additional interest rate on FDs for senior citizens by up to 0.75 percent. The minimum deposit amount under this scheme is Rs 10,000. The maximum limit will go up to Rs 2 crore. Senior citizens can earn an interest rate of 7.50 per cent for fixed deposits between 1 year and 2 years (except 444 days and 700 days). For FDs between 2 years and 3 years, the interest rate for senior citizens will be 7.25 per cent. This scheme is valid till March 31, 2022.

Unity Small Finance Bank

Unity Small Finance Bank is giving the highest interest on FD. This bank is offering 9.00% interest on FD to you in 1001 days and 9.50% interest to senior citizens.

Utkarsh Small Finance Bank

In Utkarsh Small Finance Bank (Utkarsh Small Finance Bank), the benefit of 8.00 percent interest is being given to the common citizen and 8.75 percent interest to the senior citizens on 1001 days FD.

North East Small Finance Bank

Belongs to North East Small Finance Bank. This bank is also giving you 8.00% interest on FDs that mature in 1001 days and 8.75% interest to senior citizens.

Jana Small Finance Bank

It belongs to Jana Small Finance Bank. In this bank, the general public is being given the benefit of 8.10 percent interest rate on FD of 1001 days. While this bank is offering 8.80 percent interest to senior citizens.

Suryoday Small Finance Bank

If you invest in Suryoday Small Finance Bank for FD for 1001 days, then you will get interest at the rate of 8.51 percent per annum. If you are a senior, then the bank will give you interest at the rate of 8.76 percent.

Ujjivan Small Finance Bank

Ujjivan Small Finance Bank is offering you 8.00% annual interest on FD of 1001 days. The same senior citizens are getting 8.75 percent interest.

bandhan bank

Bandhan Bank is offering senior citizens with interest rates in the range of 3.00 percent to 8.50 percent for its investors. This rate is 0.75 per cent higher for senior citizens as compared to general investors. Senior citizens can opt for the special FD scheme for 600 days, which will fetch them an interest rate of 8.50 per cent.

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